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Sep 28, 2017 - 34 minute read

Ways to secure a personal loan

Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, or expenses related to your job. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative; using a credit card cash advance; taking out a personal loan; or using a home equity loan or savings.

Contact one of our relationship managers to discuss if a Spotloan is right for you. For Inquiries: 914 Chief Little Shell St. NE Belcourt, ND 58316 For Payments: P. Box 720 Belcourt, ND, 58316.

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Ways to secure a personal loan

The vast majority of secured personal loans use a car as collateral. These loans - known as auto equity loans - let you borrow money against the market value of your paid- off car. A lender that accepts your car as collateral may require that you insure it for physical damage, naming the lender as loss payee in the event its totaled. If you already dropped collision and comprehensive coverage on your paid-off car to save money, lenders may sell you optional credit insurance, which is often more expensive than the cheapest full coverage.

There are two other options to borrow against ways to secure a personal loan car: Auto refinance is an option if you still owe money on your car but have substantial equity. Refinancing replaces your original loan with a new loan at a higher amount.

You keep the extra cash. (Youre likely to qualify for a refinance if your credit has improved or interest rates have dropped.

Ways to secure a personal loan

Bad credit or no credit isnt a problem when getting a fast and easy personal loan from Cash Time. Amounts can range from 200to 100,000 based on your application and vehicle value.

Best of all, you still get to keep and drive your car while you pay it off. We have no year or mileage limits. Get the cash you need on the spot. Installment Loans (California) California residents can now receive installment loans 100 online from Cash Time Loan Centers.

We offer installment loans from 2600 to 5000 throughout the entire state of California with no vehicle required.

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